Metropolitan Mortgage Corporation

Organize Your Documents

If you are buying or refinancing a home:

• If you are salaried: provide two years W-2 and one month of pay stubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement and a copy of your business license.
• If you own rental property, please provide rental agreements and two years tax returns.
• If you wish to speed up the approval process, please also provide three months bank statements for each bank, stock and mutual fund account.
• Provide recent copies of any stock brokerage or IRA/401K accounts that you may have.
• If you are requesting a cash out refinance, please provide a letter explaining what you plan to do with the proceeds.
• Provide a copy of divorce decree if applicable.
• If you are NOT a US citizen, provide us with a copy of your green card (front & bank).

If you are applying for a home equity loan:

• If you are salaried: provide two years W-2 and one month of pay stubs OR if you are self-employed: provide two years tax returns and a YTD profit and loss statement and a copy of your business license.
• If you own rental property, please provide rental agreements and two years tax returns.
• Please provide a copy of the note on your first mortgage. This will normally be found in your closing loan documents.
• Please provide a signed letter explaining what you plan to do with the proceeds.
• Provide a copy of divorce decree if applicable.
• If you are NOT a US citizen, provide us with a copy of your green card (front & bank).